Jumat, 24 Juni 2011

You Wouldn't Answer My Calls (전활 받지 않는 너에게)



By : 2AM


*
[진운]
[Jinwoon]
얼마나 얼마나 싫어할 알면서도 이것 밖에 없다
Eolmana Eolmana sireohal ji almyeonseodo Igeot bakke hal ge eopda
Even though I know you how much how much you hate it, I can't do anything but this
너의 앞에서 하릴없이 너를 기다리는
Neo.ae jip apeseo Harireopsi neoreul gidarineun il
In front of your door, just idly waiting

[슬옹]
[Seulong]
아무리 아무리 비참해도 너를 잃는 것보단
Amuri Amuri na bichamhaedo Neoreul ilneun geotbodan
Even though I'm so miserable, it's better than losing you
잃을 없어서 같은 곳에서 너의 앞에서 기다린다
Ireul gae eopseoseo gateun goseseo Neo.ae jip apeseo gidarinda
I can't lose you, so I stay near you, in front of your door waiting

Reff :
[조권]
[Jokwon]
이미 전활 받지 않는 너에게 나를 보려조차 않는 너에게
Imi joenhwal badji anneun neo. Ege Nareul boryeojocha anneun neo.ege
You who won't answer my calls anymore, you who doesn't want to see me at all
아무리 빌어도 용서를 구해도 소용 없는 일이라 해도
Amuri bileodo yongseoreul guhaedo Soyong eopneun irira haedo
No matter how I beg for forgiveness, there's already no use

[창민]
[Changmin]
너의 앞에 서서 기다린다 나를 본체조차 하지 않아도
Neo.ae jip ape seoseo gidarinda Nareul bonchejocha haji anado
Waiting by your door, even if you pretend you can't see me
마치 처음 사람처럼 지나쳐도
Machi cheo.eum bon saramcheoreom nal jinachyeodo
Brushing past my shoulder like seeing a stranger you just met
미안하다는 한마딜 들어줄 때까지
Mianhadaneun nae hanmadil deureojul ddaekkaji
Waiting until you are willing to hear me say sorry

**
[진운]
[Jinwoon]
하루에도 수 십 번 전화기를 보고 작은 소리에도 놀라서
Haru.edo Su sip beonsshik jeonhwagireul bogo Jakeun sori.edo nollaseo
Looking at my phone ten times a day, even jumping at the slight sound
너의 문자인지 번씩 확인하곤 했어
Neo.ae monjainji Myeot beonssik hwakinhagon haesseo
To find out if you had sent me a text message

[슬옹]
[Seulong]
처음에는 처음엔 있는 다툼처럼 돌아 알았어
Cheo.eumeneun Cheo.eumaen neul itneun datomcheoreom Dora ol jul arasseo
At first, at first, I thought like normal fights you would come back
이렇게 독하게 떠나기엔 너는 너무 착한 여자라서
Ireoke dokhage nal ddeonagien Neoneun neomu chakhan yeojaraseo
Because you're such a nice girl you wouldn't be so cruel to leave me

Back to reff

Senin, 20 Juni 2011

KHUNTORIA


It’s start from Dream High Korean Drama. Many people said it was good drama and it’s had high rating at Korea. And this year (2011) they will made 2nd sequel of Dream High.
First time when I watch the movie, I already like IU (which is I didn’t know before), she had nice, clearly voice. I didn’t know well Korean singer or boy/girl band, I only know a few of their actors, so I didn’t know that she’s already had 3 albums (wooow….she’s only 18 years old), and receive many awards.

When I finish watch the drama, I watch it over and over. And made me search a lot information about them. Actually it was Milky couple who made me stuck on Dream High. Good job for Woo Young and IU. I like them both, and at that time I really hope that they could be a couple.

Then I knew that IU was big fans of Tae Yang - Big Bang. It’s a little bit disappointed, since it’s seems Woo Young interested with her, but I wish all the best for them. From IU I also know that she had duet with Sung Shi Gyeong (My fav Korean Ballad singer after Shin Seung Hun), It’s you. I Listen to their song everydays (It’s gooood song), also all Dream High soundtrack, my fav Someday - IU.

From there I know about Big Bang (I’m not fan of Big Bang), but after I know their song, I become like Big Bang, till now my fav was Gara Gara Go. Then I knew that Big Bang was very famous, and I never heard their song before. I only know DBSK – now become JYJ, since I like Micky Yoochun – it’s also because Sungkyunkwan Scandals Korean drama.

Of course, I found information about 2PM also. I only know Heart Break, Again and Again (My fav song), before I watch the drama. I didn’t like 2PM, till now I still didn’t know all members. Then I knew about Nickhun. For me he was awesome, not because he’s handsome, but because he can speak many language, one of it was Thai Language – I know it’s not easy to learn it.

Then I knew that he was foreign from Thailand (no wonder he can speak Thai), found by JYP at America and become a famous boy band at Korea. It’s made me become more adore him. Sine it wasn’t easy learn Korean Language (Korea Language had 2 method, formally and informal, also many condition for the batchim – I knew because I’m in progress learn Korean Language).

After that I knew about WGM, Khuntoria, Victoria, F(x). I like f(x) Pinocchio (danger). To be honestly – I didn’t like  Nickhun voice (I like bass voice rather than tenor, I think Nickhun voice was tenor), but I also didn’t know Vic voice also. But both of them was awesome and good looking.

WGM brought me to know 2AM, because of JoKwon, (I never heard their song before). They all had nice voice for sure. Now my fav was You wouldn’t answer my calls. I like their voice, so cleary.

When I knew Nickhun and Vic, both of them was couple from foreign, Vic from Qing Dao – China. It’s made me more interest with Khuntoria. The more I knew about them, the more I admire them.
Both of them was special for me, I didn’t knew it’s that only for WGM or its was their real attitude in real life.

I like Vic, for her age, she can be a good wife (I didn’t know, can I be like her as a good wife one days?) Yeah, she still had child site also (everybody does, aren’t we?), but she can overcome it. Her plus point was she can cook, polite, and it’s seem she was good daughter, strong, as I knew she was good in management.
And as she was famous girl band member, she had many schedule to be done, but she can be a good wife also, even when tired she’s still smile, made food for Nickhun (two thumb for Vic).

Also Nickhun, I like his behavior, not rush, polite, sometimes made me frustration also, why He didn’t made any move to Vic. I only can wish, that one day I can had a husband like Nickhun.

Well, as we know that  WGM wasn’t a drama movie, so we can’t expect as drama scene (even vastly I want it, I really want Nick kiss Vic).
It’s seems their was seriously to had this relationship, if not, they weren’t act like that (as other couple, except for Jokwon and Gain, only act for WGM, after WGM over then they over also, no more contact).



I like their wedding photograph, Vic was so simple. Wedding dress, make up, hair do, accesories was simple, but it's perfect on her. I like the wedding ring. For me it's beautiful, I didn't know was the ring prepare by WGM team or Nichkhun choose for Victoria. If he did so, he had good taste. One day I wanna had ring like that too.

Well how the way they kiss at wedding session, was not satisfy for me (It's not really kiss). But I do believe that time both of them was very happy, because they had feeling for each other, also respect each other, if not, then the kiss just like made movie, do as write on the script .

The more I search information about Khuntoria, the more I like them. Maybe it's because they from different country, and both of made debut at Korea, which both was success. Then when film WGM at Korea, they behave in polite, since both had different culture (Thai & China), even all country was at Asian, but each country had their own culture. They just like true couple. They inspired me on how to made the relationship work, how to threat each other, how to take care of each other.

OMG, I just watch Ep. 55 - both of them were sooooo cute. I wish I had couple like nichkhun also, he respect Victoria – taking good care of her, always try to do many thing to pleasant her. Well, sometimes it’s look silly things, but it’s so ..…..hmm how to say it….. it can make Victoria up and down. Nichkhun love letter was simple but it’s truly deep meaningful.
Because of them I look silly smiling front of my laptop.

I like the back sound of their weeding photograph. After I watch Ep 53 – I google it, try to find it – and.... I GOT IT. The title was Even If – by 2 be 3. (Lyric was perfect, match with this couple).

……………

Even if the sun refused to shine
Even if we lived in different times
Even if the ocean left the sea
There were would be still you and me 
……………

Ooohh….is just like them, isn’t it…  

Khuntoria  hwaitting……even there was some people anti for this couple, but it's OK (it's not 1% from all people on this world). Pro and contra was common things, It's mean they were love by many people,  many people care about them.

So....加油努力吧, 還有很多人支撐你們 ^^.

..........................................................


Watching preview of Khuntoria WGM Ep 63, Vic was cry – she never tears at WGM before. Then at allkpop, facebook, twitter, yfrog, many people said that this couple will end soon, since 2PM will had their world concert and F(x) will busy with SMtown. I'm not notice all of that,, cause after they had their wedding photo shoot many people comment like that also, but they still filming WGM.

Then Nickhun declare it at his twitter account that they gonna leave WGM. I was feel so sad for a few days for this separation (even WGM show for Khuntoria couple still had 2 last Episode).
I try to recaps at my mind from 1st episode when they meet each other, what they do, their skin ship, how they relay on each other, caring on each other, their attitude, their romance, their good memories, and many other things I can not mention it.

I just realized that nothing will last forever. Even I desperately want to watch them every Saturday. But, this is the real, soon or later one day, they will leave WGM. One thing I learn from this, that from the first time knowing something or someone (good or bad), then I already get to prepare for the farewell.

I really thankful for Khuntoria, they teach me a lot. They teach me how to make a good relationship, introduce me many good song, teach me how to lean on someone. I appreciated how they try so hard to make their “Wedding” comes true.

Now, I only can wish all the best for both of them. No matter how they relationship will be at the future. I will support and remember them always. Thank you Nickhun, Thank you Victoria, I wish success for both of you.
They separation teach me that I had to respect, appreciate every days is a value present, so just do they best for all the things, no matter it was good or bad, things I like or not.

Again, thank you Khuntoria ....Next year, when I visit South Korea, I'll go to Building 63 and Namsan Tower..

One more lesson from Khuntoria WGM.
Just one week after they ended at September 17, 2011 – I follow many Khuntoria web (just wanna know how they progress) – many admin didn’t knew what should they post, and there were some admin stop publish about Khuntoria.
So…what precious is not the aim, not the purpose, but process, all things they did together. And Khuntoria really appreciate all the moment, and give all as the best they can do.

Kamis, 09 Juni 2011

연연 (Dwell)


By : 성시경 (Sung Si Gyeong)

Verse
나를 자꾸만 부르지마
nareul jakkuman bureujima
Don’t call out to me
내마음 문턱을 넘어오지마
nae maeum munteogeul neomeoojima
Don’t cross the doorstep of my heart
문을 열고 알아버리고
muneul yeolgo nal arabeorigo
If you open the door and recognize me
힘들면 어떡하려 그래
deo himdeulmyeon eotteokharyeo geurae
What do I do if it hurts more

Pre-chorus
여기저기 다친자리인데, 못생긴 마음인데
yeogijeogi dachin jariinde mossaenggin maeuminde

An ugly heart that always meets with frustrations
누구도 아닌 너에게 만은 보이고 싶질 않아
nugudo anin neoegemaneun boigo sipjil anha
Can be found out by others but definitely not you

Chorus
사랑 가슴을 닳게 하는
sarang nae gaseumeul darke haneun geot
Love is what makes my heart beat
간신히 잦아든 연연하게 하고
gansinhi jajadeun mam tto yeonyeonhage hago
It disturbs my gradually calming heart
잊혀졌던 지난 상처 위에 하나
ichyeojyeotdeon jinan sangcheo wie tto hana
Delves again into wounds forgotten
지울 없는 슬픈이름 보태고
jiul su eomneun seulpeun ireum botaego
to make them more difficult to heal
이내 멀어지는
inae meoreojineun geot
Even when they are distant

Verse
얼마나 맑은 사람인데
eolmana malgeun saraminde
You are such a simple, naive person
눈물이 나도록, 눈이 부신데
nunmuri nadorok nuni businde
So bright in my eyes that it hurts
아니면 이런 아픔들은
na animyeon ireon apeumdeureun
If it were not me
어쩌면 모르고 살텐데
neon eojjeomyeon moreugo saltende
Perhaps you wouldn’t know this

Pre-chorus
너를 보면서 하는 모든 , 사랑한단 뜻이라
neoreul bomyeonseo haneun modeun mal saranghandan tteusira
All my words to you are filled with love
쉬운 인사말 한마디도 내겐 어려운 거야
swiun insamal geu hanmadido naegen eoryeoun geoya
To utter a simple greeting is hard for me

Chorus
사랑 가슴을 닳게 하는
sarang nae gaseumeul darke haneun geot
Love is what makes my heart beat
간신히 잦아든 연연하게 하고
gansinhi jajadeun mam tto yeonyeonhage hago
It disturbs my gradually calming heart
잊혀졌던 지난 상처 위에 하나
ichyeojyeotdeon jinan sangcheo wie tto hana
Delves again into wounds forgotten
지울 없는 슬픈이름 보태고
jiul su eomneun seulpeun ireum botaego
to make them more difficult to heal

이내 멀어진데도
inae meoreojindedo
Even when they are distant

Bridge
몇번이라 해도 같은 길로 가겠지
myeotbeonira haedo gateun gillo gagetji
No matter how many times I’ve walked past this path, I’ll still go this way
나는 어쩔 수가 없는 것인걸
naneun eojjeol suga eomneun ni geosingeol
Because I, who is lost, belong to only you
다신 사랑하지 않겠어
dasin saranghaji ankesseo
Determined not to love any other person
눈물로 다짐했던 자리에
nunmullo dajimhaetdeon jarie
At that place where I vowed with tears
어느새 향한 맘이 피는걸
eoneusae neol hyanghan mami pineungeol
My love for you unfolds unknowingly
알아
Nan ara
I know

Chorus
사랑은 가슴을 닳게 하지만
sarangeun neul nae gaseumeul darke hajiman
But Love always makes my heart beat
사랑만이 가슴을 낫게 하는걸
tto sarangmani nae gaseumeul natge haneungeol
Only Love can heal my heart actin
너의
사랑만이
Is your love
가슴을 낫게 하는
nae gaseumeul natge haneun geon
The only thing that can heal my wounded heart
너의 사랑뿐
neoui sarangppun
Is your love

Jumat, 03 Juni 2011

FLY

by : Super Junior KRY

(규현) 옥상 위에 홀로 앉아 노래를 불렀지
(KYUHYUN) Oksang wi-e hollo anja noraereul bulleoji
(KYUHYUN) I sat alone on the rooftop and sang

나를 비춰주는 관중 삼아
Nareul bijweojuneun byeol gwanjung sama
With the stars shining down on me as my audience

(려욱) 좁은 골목 돌고 돌며 뛰고 뛰었지
(RYEOWOOK) Jopeun golmok dolgo dolmyeo ddwigo ddo ddwi-eottji
(RYEOWOOK) I went around narrow alleys and ran and ran again

신발이 해져 닳아 버릴 때까지
Shinbari haejyeo dara beoril ddaekkaji
‘Till my shoes finally got worn away

(예성) Every night 매일 꾸었던 소중한 꿈들
(YESUNG) Every night maeil kku-eottdeon sojunghan kkumdeul
(YESUNG) Every night, every day, the precious dreams I had

이제는 펼치러 날아갈 거야
Ijeneun pyeolchireo naragal keoya
Now I’m going to fly

(KRY) Superstar 이젠 나야 목소릴 높여 질러
(KRY) Superstar ijen naya moksoril nopyeo jilleo
(KRY) Superstar, it’s me now! Scream out loud

내가 누구였던 OK 꿈을 향하여 Let’s go
Naega nuguyeottdeon OK nae kkumeul hyanghayeo Let’s go
Who I was? OK. Towards my dream, let’s go

Superstar 이젠 너야 목소릴 크게 질러
Superstar ijen neoya moksoril keuge jilleo
Superstar, it’s you now! Scream your lungs out

주저마 시작해 너만의 우주를 보여봐
Chujeoma sijakhae neomanui ujureul boyeobwa
Don’t hesitate, get started, show your own universe

(려욱) 거야 할거야 수없이 외쳤지
(RYEOWOOK) Jal dwil keoya jarhalkeoya su-eopsi oechyeottji
(RYEOWOOK) I can make it, I’ll do well, I cried that out lout endlessly

때론 힘이 들고 두렵지만
Ddaeron himi deulgo chom duryeopjiman
Even though sometimes it’s tough and a little scary

(규현) 외로워도 슬퍼져도 운다 했었지
(KYUHYUN) oeroweodo seulpeojyeodo an unda haesseottji
(KYUHYUN) Even when all alone, even when sad, I wasn’t crying

따뜻한 너의 위로 마음 울려
Ddaddeuthan neo-ui wiro nae maeum ullyeo
Your warm comfort tugs at my heartstrings

(예성) Every night 매일 꾸었던 소중한 꿈들
(YESUNG) Every night maeil kku-eottdeon sojunghan kkumdeul
(YESUNG) Every night, every day, the precious dreams I had

이제는 펼치러 날아갈 거야
Ijeneun pyeolchireo naragal keoya
Now I’m going to fly

(KRY) Superstar 이젠 나야 목소릴 높여 질러
(KRY) Superstar ijen naya moksoril nopyeo jilleo
(KRY) Superstar, it’s me now! Scream out loud

내가 누구였던 OK 꿈을 향하여 Let’s go
Naega nuguyeottdeon OK nae kkumeul hyanghayeo Let’s go
Who I was? OK. Towards my dream, let’s go

Superstar 이젠 너야 목소릴 크게 질러
Superstar ijen neoya moksoril keuge jilleo
Superstar, it’s you now! Scream your lungs out

주저마 시작해 너만의 우주를 보여봐
Chujeoma sijakhae neomanui ujureul boyeobwa
Don’t hesitate, get started, show your own universe


(려욱) 펼쳐봐
(Ryeowook) pyeolchyeobwa
Let it come true

(규현) 시작해
(Kyuhyun) sijakhae
Start

(예성) 이제시작해
(Yesung) ije sijakhae
Let’s start now

(KRY) 너만의우주를보여봐
(KRY) neoman-ui ujureul boyeobwa
(KRY) Show everyone your own universe

Personal Cash Flow


Karena keseringan nonton Mbak Ligwina Hananto and browsing info di qmfinancial.com, jadi saya mau berbagi pengalaman pribadi menyusun budget and cash flow bulanan (maklumlah jebolan akuntansi and kerja bagian accounting hehehehe).

Ini saya buat untuk pribadi, dan berguna buat saya menyusun estimasi biaya yang harus dikeluarkan setiap bulan. Jadi kalo lagi seret mo belanja belanji harus bisa ngrem, kalo ga sia sia tabungan yang sudah disisihkan, juga supaya bisa mengerem pengeluaran kartu kredit.

Cash flow yang saya buat – perencanaan biaya yang harus dikeluarkan (biaya yang harus dikeluarkan di manage dulu, supaya ga kebobolan) dalam 1 bulan. Cash flow yang dibuat dijadikan acuan pengeluaran 1 bulan dan harus dilakukan sesuai dengan planning yang sudah dibuat.

Yang paling atas :
Pendapatan
Gaji      : Rp. xxxxx
Lain2    : Rp. xxxxx
Total    : Rp. xxxxx

Untuk pendapatan lain2, bila tidak pasti – biasanya saya pasang nol atau pendapatan terendah. Kalo ada lebihan, yah disyukurin aja.

Saving / Investasi
Biasakan untuk menyisihkan uang untuk ditabung diawal bulan.
Tabungan saya dibagi di beberapa bank (buka rekening tabunganku, supaya bebas dari biaya administrasi bulanan), masing masing sudah saya schedulkan untuk apa saja.

Ada yang khusus untuk konsumsi (belanja belanji, ke salon, dsb), jumlahnya biasanya merupakan penyesuaian dari sisa dana yang tersedia. Jadi saya ga maksa harus beli barang  X or harus ke salon. Biasanya kalo harus beli barang dan mahal (barangnya urgent dan penting )  saya pakai kartu kredit, trus saya cicil dengan bunga Rp. 0% – kalo ga ada promo dari kartu kredit yang saya punya, saya pinjam kartu kredit teman, setiap bulannya saya cicil ke dia.

Ada yang untuk investasi (saya berencana membeli LM, Cuma susah sekali nabungnya, jadi saya buka savingplan disalah satu bank yang mengharuskan setiap bulannya didebit sekian rupiah – sampai jatuh tempo, uang tersebut saya cairkan dan saya belikan LM).

Ada account khusus untuk jalan jalan (saya fixedkan berapa yang harus saya tabung setiap bulannya). Alhasil setiap tahun saya bisa jalan jalan kemanapun (dalam/luar negri) tanpa harus kebingungan memikirkan dana.

Ada account khusus untuk saving – jumlahnya paling besar diantara account yang lain (untuk hari tua), Cuma lagi mikir dana mau displit buat beli reksadana (untuk kesehatan & investasi lain yang jumlahnya gede), tapi masih belum ketemu mo buka dimana.

Yang terakhir untuk bisnis, kadang saya dagang kecil kecilan, untungnya ga seberapa, tapi lumayanlah coba coba belajar bisnis hehehe.... (yang ini jumlahnya paling sedikit – karena  bisnisnya, modal kecil banget).

Saving :
Account A  : Rp. xxxxx
Account B  : Rp. xxxxx
dsb              : Rp. xxxxx
Total           : Rp. xxxxx

Pengeluaran
Pengeluaran saya bagi menjadi beberapa bagian

1. Fixed Cost
Pengeluaran ini tidak bisa dihindarkan, saya punya pendapatan atau tidak pengeluaran ini harus dibayarkan.
Asuransi           : Rp. xxxxx
Arisan              : Rp. xxxxx
Saya ikut banyak arisan (sebagai tabungan lain – selain dari bank), setelah arisan cair biasanya saya pakai untuk investasi. Atau buat jalan jalan hehehe.
Cicilan              : Rp. xxxxx
Total                : Rp. xxxxx

2. Pengeluaran rutin :
Pengeluaran ini rutin tapi jumlah tidak sama setiap bulannya

Kartu Kredit                             Rp. xxxxx
Pengeluaran kartu kredit sudah saya ketahui jumlahnya (setiap bertransaksi dengan kartu kredit, bill & receipt saya simpan). Biasanya saya pakai kartu kredit untuk belanja bulanan. Untuk mengontrol pengeluaran sih.

Kendaraan                               Rp. xxxxx
BBM& pemeliharaan kendaraan. Jumlahnya berdasarkan pengeluaran bulan lalu.
Total pengeluaran rutin             Rp. xxxxx

3. Pengeluaran lain :
Ini pengeluaran belanja belanji. Saya taruh paling akhir, karena untuk saya ini merupakan pengeluaran yang bisa diutak atik (alis jumlahnya bisa disesuaikan).

Donasi                                      Rp. xxxxx
Sumbangan rutin tiap bulan, plus sumbangan untuk melahirkan, perkawinan, kado ultah, dsb. Jumlah bisa berubah ubah, tergantung situasi dan kondisi.

Salon/cosmetic                         Rp. xxxxx
Baju/Sepatu/tas, dll                   Rp. xxxxx
Medical                                    Rp. xxxxx
(Meskipun sudah dapat dari kantor – tetap saya anggarkan)
Hobby (DVD, CD)                  Rp. xxxxx
Entertain                                   Rp. xxxxx
(makan makan, nonton bioskop, dll)
Pulsa Telp                                Rp. xxxxx
Total Pengeluaran lain               Rp. xxxxx

Jadi kalo lagi seret, biasanya angka yang saya utak utik dipengeluaran lain.

Lalu dibawahnya saya buat kolom khusus untuk % masing masing sub pengeluaran.

Berikut list rekap Cash Flow by Meli :
Pendapatan


Gaji  xxxxx

Lain2 xxxxx




xxxxx
Saving


Bank A xxxxx

Bank B xxxxx

Etc xxxxx



xxxxx
Fixed Cost


Asuransi xxxxx

Arisan  xxxxx

Cicilan xxxxx



xxxxx
Pengeluaran Rutin


Kartu kredit xxxxx

Kendaraan xxxxx



xxxxx
Pengeluaran Lain


Donasi xxxxx

Salon/Cosmetic xxxxx

Baju/Sepatu/Tas xxxxx

Medical xxxxx

Hobby xxxxx

Entertain xxxxx

Pulsa xxxxx



xxxxx
Total pengeluaran

xxxxx
Sisa dana

xxxxx

Sisa dana tidak boleh minus, bila minus berarti uang tabungan ada yang berkurang untuk menutupi kekurangan.

Berikut saya berikan prosentase pengeluaran, yang secara tidak langsung menunjukkan kemana larinya uang setiap bulan. Disampingnya saya berikan table % berdasarkan qmfinancial. Diusahakan untuk menuju yang advanced.


Prosentase pengeluaran :

QM Financial



Beginner
Advanced
Mine
Saving
 xx %
10%
30%
36,00%
Fixed Cost
 xx %
30%
30%
31,00%
Pengeluaran Rutin
 xx %
40%
20%
17,00%
Pengeluaran Lain
 xx %
20%
20%
16,00%
Total
100%
100%
100%
100%


Adapun mine  adalah % pencapaian saya sampai bulan ini. Itupun dicapai dengan susah payah. Kadang pengeluaran rutin/pengeluaran lain saya bengkak.

Awal saya buat cash flow ini, saya kaget – ternyata yang bengkak banget pengeluaran lain, kalau ga pengeluaran kartu kredit saya yang bengkak. Jadi saya hanya mau punya kartu kredit yang annual feenya gratis atau yang murah. Kartu yang ada annual feenya saya tutup. Jadi saya harus super duper ngerem. Ga enak banget sih, tapi akhirnya bisa juga.

Diakhir minggu (Sabtu & Minggu) saya cari kegiatan lain (ke tempat ibadah, atau belajar – saat ini saya ikut belajar mandarin dari salah satu perguruan tinggi dari Luar Negri – gratis pastinya), dan menghindari jalan jalan – supaya ga keluar duit.

Semoga share saya berguna, selamat mencoba….