얼마나얼마나싫어할지알면서도이것밖에할게없다
Eolmana Eolmana sireohal ji almyeonseodo Igeot bakke hal ge eopda
Even though I know you how much how much you hate it, I can't do anything but this
너의집앞에서하릴없이너를기다리는일
Neo.ae jip apeseo Harireopsi neoreul gidarineun il
In front of your door, just idly waiting
[슬옹]
[Seulong] 아무리아무리나비참해도너를잃는것보단
Amuri Amuri na bichamhaedo Neoreul ilneun geotbodan
Even though I'm so miserable, it's better than losing you 잃을게없어서같은곳에서너의집앞에서기다린다
Ireul gae eopseoseo gateun goseseo Neo.ae jip apeseo gidarinda
I can't lose you, so I stay near you, in front of your door waiting
Reff :
[조권]
[Jokwon] 이미전활받지않는너에게나를보려조차않는너에게
Imi joenhwal badji anneun neo. Ege Nareul boryeojocha anneun neo.ege
You who won't answer my calls anymore, you who doesn't want to see me at all 아무리빌어도용서를구해도소용없는일이라해도
Amuri bileodo yongseoreul guhaedo Soyong eopneun irira haedo
No matter how I beg for forgiveness, there's already no use
[창민]
[Changmin] 너의집앞에서서기다린다나를본체조차하지않아도
Neo.ae jip ape seoseo gidarinda Nareul bonchejocha haji anado
Waiting by your door, even if you pretend you can't see me 마치처음본사람처럼날지나쳐도
Machi cheo.eum bon saramcheoreom nal jinachyeodo
Brushing past my shoulder like seeing a stranger you just met 미안하다는내한마딜 들어줄 때까지
Mianhadaneun nae hanmadil deureojul ddaekkaji
Waiting until you are willing to hear me say sorry
**
[진운]
[Jinwoon]
하루에도 수 십 번씩전화기를보고작은소리에도놀라서
Haru.edo Su sip beonsshik jeonhwagireul bogo Jakeun sori.edo nollaseo
Looking at my phone ten times a day, even jumping at the slight sound 너의문자인지몇번씩확인하곤했어
Neo.ae monjainji Myeot beonssik hwakinhagon haesseo
To find out if you had sent me a text message
[슬옹]
[Seulong]
처음에는처음엔늘있는다툼처럼돌아올줄알았어
Cheo.eumeneun Cheo.eumaen neul itneun datomcheoreom Dora ol jul arasseo
At first, at first, I thought like normal fights you would come back 이렇게독하게날떠나기엔너는너무착한여자라서
Ireoke dokhage nal ddeonagien Neoneun neomu chakhan yeojaraseo
Because you're such a nice girl you wouldn't be so cruel to leave me
It’s start from Dream High Korean Drama. Many people said it was good drama and it’s had high rating at Korea. And this year (2011) they will made 2nd sequel of Dream High.
First time when I watch the movie, I already like IU (which is I didn’t know before), she had nice, clearly voice. I didn’t know well Korean singer or boy/girl band, I only know a few of their actors, so I didn’t know that she’s already had 3 albums (wooow….she’s only 18 years old), and receive many awards.
When I finish watch the drama, I watch it over and over. And made me search a lot information about them. Actually it was Milky couple who made me stuck on Dream High. Good job for Woo Young and IU. I like them both, and at that time I really hope that they could be a couple.
Then I knew that IU was big fans of Tae Yang - Big Bang. It’s a little bit disappointed, since it’s seems Woo Young interested with her, but I wish all the best for them. From IU I also know that she had duet with Sung Shi Gyeong (My fav Korean Ballad singer after Shin Seung Hun), It’s you. I Listen to their song everydays (It’s gooood song), also all Dream High soundtrack, my fav Someday - IU.
From there I know about Big Bang (I’m not fan of Big Bang), but after I know their song, I become like Big Bang, till now my fav was Gara Gara Go. Then I knew that Big Bang was very famous, and I never heard their song before. I only know DBSK – now become JYJ, since I like Micky Yoochun – it’s also because Sungkyunkwan Scandals Korean drama.
Of course, I found information about 2PM also. I only know Heart Break, Again and Again (My fav song), before I watch the drama. I didn’t like 2PM, till now I still didn’t know all members. Then I knew about Nickhun. For me he was awesome, not because he’s handsome, but because he can speak many language, one of it was Thai Language – I know it’s not easy to learn it.
Then I knew that he was foreign from Thailand (no wonder he can speak Thai), found by JYP at America and become a famous boy band at Korea. It’s made me become more adore him. Sine it wasn’t easy learn Korean Language (Korea Language had 2 method, formally and informal, also many condition for the batchim – I knew because I’m in progress learn Korean Language).
After that I knew about WGM, Khuntoria, Victoria, F(x). I like f(x) Pinocchio (danger). To be honestly – I didn’t like Nickhun voice (I like bass voice rather than tenor, I think Nickhun voice was tenor), but I also didn’t know Vic voice also. But both of them was awesome and good looking.
WGM brought me to know 2AM, because of JoKwon, (I never heard their song before). They all had nice voice for sure. Now my fav was You wouldn’t answer my calls. I like their voice, so cleary.
When I knew Nickhun and Vic, both of them was couple from foreign, Vic from Qing Dao – China. It’s made me more interest with Khuntoria. The more I knew about them, the more I admire them.
Both of them was special for me, I didn’t knew it’s that only for WGM or its was their real attitude in real life.
I like Vic, for her age, she can be a good wife (I didn’t know, can I be like her as a good wife one days?) Yeah, she still had child site also (everybody does, aren’t we?), but she can overcome it. Her plus point was she can cook, polite, and it’s seem she was good daughter, strong, as I knew she was good in management.
And as she was famous girl band member, she had many schedule to be done, but she can be a good wife also, even when tired she’s still smile, made food for Nickhun (two thumb for Vic).
Also Nickhun, I like his behavior, not rush, polite, sometimes made me frustration also, why He didn’t made any move to Vic. I only can wish, that one day I can had a husband like Nickhun.
Well, as we know that WGM wasn’t a drama movie, so we can’t expect as drama scene (even vastly I want it, I really want Nick kiss Vic).
It’s seems their was seriously to had this relationship, if not, they weren’t act like that (as other couple, except for Jokwon and Gain, only act for WGM, after WGM over then they over also, no more contact).
I like their wedding photograph, Vic was so simple. Wedding dress, make up, hair do, accesories was simple, but it's perfect on her. I like the wedding ring. For me it's beautiful, I didn't know was the ring prepare by WGM team or Nichkhun choose for Victoria. If he did so, he had good taste. One day I wanna had ring like that too.
Well how the way they kiss at wedding session, was not satisfy for me (It's not really kiss). But I do believe that time both of them was very happy, because they had feeling for each other, also respect each other, if not, then the kiss just like made movie, do as write on the script .
The more I search information about Khuntoria, the more I like them. Maybe it's because they from different country, and both of made debut at Korea, which both was success. Then when film WGM at Korea, they behave in polite, since both had different culture (Thai & China), even all country was at Asian, but each country had their own culture. They just like true couple. They inspired me on how to made the relationship work, how to threat each other, how to take care of each other.
OMG, I just watch Ep. 55 - both of them were sooooo cute. I wish I had couple like nichkhun also, he respect Victoria – taking good care of her, always try to do many thing to pleasant her. Well, sometimes it’s look silly things, but it’s so ..…..hmm how to say it….. it can make Victoria up and down. Nichkhun love letter was simple but it’s truly deep meaningful. Because of them I look silly smiling front of my laptop.
I like the back sound of their weeding photograph. After I watch Ep 53 – I google it, try to find it – and.... I GOT IT. The title was Even If – by 2 be 3. (Lyric was perfect, match with this couple).
……………
Even if the sun refused to shine
Even if we lived in different times
Even if the ocean left the sea
There were would be still you and me ……………
Ooohh….is just like them, isn’t it…
Khuntoria hwaitting……even there was some people anti for this couple, but it's OK (it's not 1% from all people on this world). Pro and contra was common things, It's mean they were love by many people, many people care about them.
Watching preview of Khuntoria WGM Ep 63, Vic was cry – she never tears at WGM before. Then at allkpop, facebook, twitter, yfrog, many people said that this couple will end soon, since 2PM will had their world concert and F(x) will busy with SMtown. I'm not notice all of that,, cause after they had their wedding photo shoot many people comment like that also, but they still filming WGM.
Then Nickhun declare it at his twitter account that they gonna leave WGM. I was feel so sad for a few days for this separation (even WGM show for Khuntoria couple still had 2 last Episode).
I try to recaps at my mind from 1st episode when they meet each other, what they do, their skin ship, how they relay on each other, caring on each other, their attitude, their romance, their good memories, and many other things I can not mention it.
I just realized that nothing will last forever. Even I desperately want to watch them every Saturday. But, this is the real, soon or later one day, they will leave WGM. One thing I learn from this, that from the first time knowing something or someone (good or bad), then I already get to prepare for the farewell.
I really thankful for Khuntoria, they teach me a lot. They teach me how to make a good relationship, introduce me many good song, teach me how to lean on someone. I appreciated how they try so hard to make their “Wedding” comes true.
Now, I only can wish all the best for both of them. No matter how they relationship will be at the future. I will support and remember them always. Thank you Nickhun, Thank you Victoria, I wish success for both of you.
They separation teach me that I had to respect, appreciate every days is a value present, so just do they best for all the things, no matter it was good or bad, things I like or not.
Again, thank you Khuntoria ....Next year, when I visit South Korea, I'll go to Building 63 and Namsan Tower..
One more lesson from Khuntoria WGM. Just one week after they ended at September 17, 2011 – I follow many Khuntoria web (just wanna know how they progress) – many admin didn’t knew what should they post, and there were some admin stop publish about Khuntoria. So…what precious is not the aim, not the purpose, but process, all things they did together. And Khuntoria really appreciate all the moment, and give all as the best they can do.
Verse 나를자꾸만부르지마
nareul jakkuman bureujima Don’t call out to me 내마음문턱을넘어오지마
nae maeum munteogeul neomeoojima Don’t cross the doorstep of my heart 문을열고날알아버리고
muneul yeolgo nal arabeorigo If you open the door and recognize me 더힘들면어떡하려그래
deo himdeulmyeon eotteokharyeo geurae What do I do if it hurts more
An ugly heart that always meets with frustrations 누구도아닌너에게만은보이고싶질않아
nugudo anin neoegemaneun boigo sipjil anha Can be found out by others but definitely not you
Chorus 사랑내가슴을닳게하는것
sarang nae gaseumeul darke haneun geot Love is what makes my heart beat 간신히잦아든맘또연연하게하고
gansinhi jajadeun mam tto yeonyeonhage hago It disturbs my gradually calming heart 잊혀졌던지난상처위에또하나
ichyeojyeotdeon jinan sangcheo wie tto hana Delves again into wounds forgotten 지울수없는슬픈이름보태고
jiul su eomneun seulpeun ireum botaego
to make them more difficult to heal 이내멀어지는것
inae meoreojineun geot Even when they are distant
Verse 얼마나맑은사람인데
eolmana malgeun saraminde You are such a simple, naive person 눈물이나도록, 눈이부신데
nunmuri nadorok nuni businde So bright in my eyes that it hurts 나아니면이런아픔들은
na animyeon ireon apeumdeureun If it were not me 넌어쩌면모르고살텐데
neon eojjeomyeon moreugo saltende Perhaps you wouldn’t know this
Pre-chorus 너를보면서하는모든말, 사랑한단뜻이라
neoreul bomyeonseo haneun modeun mal saranghandan tteusira All my words to you are filled with love 쉬운인사말그한마디도내겐어려운거야
swiun insamal geu hanmadido naegen eoryeoun geoya To utter a simple greeting is hard for me
Love is what makes my heart beat 간신히잦아든맘또연연하게하고
gansinhi jajadeun mam tto yeonyeonhage hago
It disturbs my gradually calming heart 잊혀졌던지난상처위에또하나
ichyeojyeotdeon jinan sangcheo wie tto hana
Delves again into wounds forgotten 지울수없는슬픈이름보태고
jiul su eomneun seulpeun ireum botaego
to make them more difficult to heal
이내멀어진데도
inae meoreojindedo
Even when they are distant
Bridge 몇번이라해도같은길로가겠지
myeotbeonira haedo gateun gillo gagetji No matter how many times I’ve walked past this path, I’ll still go this way 나는어쩔수가없는니것인걸
naneun eojjeol suga eomneun ni geosingeol Because I, who is lost, belong to only you 다신사랑하지않겠어
dasin saranghaji ankesseo Determined not to love any other person 눈물로다짐했던자리에
nunmullo dajimhaetdeon jarie At that place where I vowed with tears 어느새널향한맘이피는걸
eoneusae neol hyanghan mami pineungeol My love for you unfolds unknowingly 난알아 Nan ara I know
But Love always makes my heart beat 또사랑만이내가슴을낫게하는걸 tto sarangmani nae gaseumeul natge haneungeol
Only Love can heal my heart actin
너의사랑만이 Is your love 내가슴을낫게하는건
nae gaseumeul natge haneun geon The only thing that can heal my wounded heart 너의사랑뿐
neoui sarangppun Is your love
(려욱) 좁은골목돌고돌며뛰고또뛰었지 (RYEOWOOK) Jopeun golmok dolgo dolmyeo ddwigo ddo ddwi-eottji (RYEOWOOK) I went around narrow alleys and ran and ran again 신발이해져닳아버릴때까지
Shinbari haejyeo dara beoril ddaekkaji
‘Till my shoes finally got worn away
(예성) Every night 매일꾸었던소중한꿈들 (YESUNG) Every night maeil kku-eottdeon sojunghan kkumdeul (YESUNG) Every night, every day, the precious dreams I had 이제는펼치러날아갈거야 Ijeneun pyeolchireo naragal keoya Now I’m going to fly (KRY) Superstar 이젠나야목소릴높여질러 (KRY) Superstar ijen naya moksoril nopyeo jilleo (KRY) Superstar, it’s me now! Scream out loud
내가누구였던 OK 내꿈을향하여 Let’s go Naega nuguyeottdeon OK nae kkumeul hyanghayeo Let’s go Who I was? OK. Towards my dream, let’s go Superstar 이젠너야목소릴크게질러 Superstar ijen neoya moksoril keuge jilleo Superstar, it’s you now! Scream your lungs out 주저마시작해너만의우주를보여봐
Chujeoma sijakhae neomanui ujureul boyeobwa
Don’t hesitate, get started, show your own universe
(려욱) 잘될거야잘할거야수없이외쳤지 (RYEOWOOK) Jal dwil keoya jarhalkeoya su-eopsi oechyeottji (RYEOWOOK) I can make it, I’ll do well, I cried that out lout endlessly 때론힘이들고좀두렵지만 Ddaeron himi deulgo chom duryeopjiman Even though sometimes it’s tough and a little scary (규현) 외로워도슬퍼져도안운다했었지 (KYUHYUN) oeroweodo seulpeojyeodo an unda haesseottji (KYUHYUN) Even when all alone, even when sad, I wasn’t crying 따뜻한너의위로내마음울려 Ddaddeuthan neo-ui wiro nae maeum ullyeo Your warm comfort tugs at my heartstrings (예성) Every night 매일꾸었던소중한꿈들 (YESUNG) Every night maeil kku-eottdeon sojunghan kkumdeul (YESUNG) Every night, every day, the precious dreams I had 이제는펼치러날아갈거야 Ijeneun pyeolchireo naragal keoya Now I’m going to fly (KRY) Superstar 이젠나야목소릴높여질러 (KRY) Superstar ijen naya moksoril nopyeo jilleo (KRY) Superstar, it’s me now! Scream out loud 내가누구였던 OK 내꿈을향하여 Let’s go Naega nuguyeottdeon OK nae kkumeul hyanghayeo Let’s go Who I was? OK. Towards my dream, let’s go Superstar 이젠너야목소릴크게질러 Superstar ijen neoya moksoril keuge jilleo Superstar, it’s you now! Scream your lungs out 주저마시작해너만의우주를보여봐 Chujeoma sijakhae neomanui ujureul boyeobwa
Don’t hesitate, get started, show your own universe
(려욱) 펼쳐봐 (Ryeowook) pyeolchyeobwa Let it come true (규현) 시작해 (Kyuhyun) sijakhae Start (예성) 이제시작해 (Yesung) ije sijakhae Let’s start now (KRY)너만의우주를보여봐 (KRY) neoman-ui ujureul boyeobwa (KRY) Show everyone your own universe
Karena keseringan nonton Mbak Ligwina Hananto and browsing info di qmfinancial.com, jadi saya mau berbagi pengalaman pribadi menyusun budget and cash flow bulanan (maklumlah jebolan akuntansi and kerja bagian accounting hehehehe).
Ini saya buat untuk pribadi, dan berguna buat saya menyusun estimasi biaya yang harus dikeluarkan setiap bulan. Jadi kalo lagi seret mo belanja belanji harus bisa ngrem, kalo ga sia sia tabungan yang sudah disisihkan, juga supaya bisa mengerem pengeluaran kartu kredit.
Cash flow yang saya buat – perencanaan biaya yang harus dikeluarkan (biaya yang harus dikeluarkan di manage dulu, supaya ga kebobolan) dalam 1 bulan. Cash flow yang dibuat dijadikan acuan pengeluaran 1 bulan dan harus dilakukan sesuai dengan planning yang sudah dibuat.
Yang paling atas :
Pendapatan
Gaji : Rp. xxxxx
Lain2 : Rp. xxxxx
Total : Rp. xxxxx
Untuk pendapatan lain2, bila tidak pasti – biasanya saya pasang nol atau pendapatan terendah. Kalo ada lebihan, yah disyukurin aja.
Saving / Investasi
Biasakan untuk menyisihkan uang untuk ditabung diawal bulan.
Tabungan saya dibagi di beberapa bank (buka rekening tabunganku, supaya bebas dari biaya administrasi bulanan), masing masing sudah saya schedulkan untuk apa saja.
Ada yang khusus untuk konsumsi (belanja belanji, ke salon, dsb), jumlahnya biasanya merupakan penyesuaian dari sisa dana yang tersedia. Jadi saya ga maksa harus beli barang X or harus ke salon. Biasanya kalo harus beli barang dan mahal (barangnya urgent dan penting ) saya pakai kartu kredit, trus saya cicil dengan bunga Rp. 0% – kalo ga ada promo dari kartu kredit yang saya punya, saya pinjam kartu kredit teman, setiap bulannya saya cicil ke dia.
Ada yang untuk investasi (saya berencana membeli LM, Cuma susah sekali nabungnya, jadi saya buka savingplan disalah satu bank yang mengharuskan setiap bulannya didebit sekian rupiah – sampai jatuh tempo, uang tersebut saya cairkan dan saya belikan LM).
Ada account khusus untuk jalan jalan (saya fixedkan berapa yang harus saya tabung setiap bulannya). Alhasil setiap tahun saya bisa jalan jalan kemanapun (dalam/luar negri) tanpa harus kebingungan memikirkan dana.
Ada account khusus untuk saving – jumlahnya paling besar diantara account yang lain (untuk hari tua), Cuma lagi mikir dana mau displit buat beli reksadana (untuk kesehatan & investasi lain yang jumlahnya gede), tapi masih belum ketemu mo buka dimana.
Yang terakhir untuk bisnis, kadang saya dagang kecil kecilan, untungnya ga seberapa, tapi lumayanlah coba coba belajar bisnis hehehe.... (yang ini jumlahnya paling sedikit – karena bisnisnya, modal kecil banget).
Saving :
Account A : Rp. xxxxx
Account B : Rp. xxxxx
dsb : Rp. xxxxx
Total : Rp. xxxxx
Pengeluaran
Pengeluaran saya bagi menjadi beberapa bagian
1. Fixed Cost
Pengeluaran ini tidak bisa dihindarkan, saya punya pendapatan atau tidak pengeluaran ini harus dibayarkan.
Asuransi : Rp. xxxxx
Arisan : Rp. xxxxx
Saya ikut banyak arisan (sebagai tabungan lain – selain dari bank), setelah arisan cair biasanya saya pakai untuk investasi. Atau buat jalan jalan hehehe.
Cicilan : Rp. xxxxx
Total : Rp. xxxxx
2. Pengeluaran rutin :
Pengeluaran ini rutin tapi jumlah tidak sama setiap bulannya
Kartu Kredit Rp. xxxxx
Pengeluaran kartu kredit sudah saya ketahui jumlahnya (setiap bertransaksi dengan kartu kredit, bill & receipt saya simpan). Biasanya saya pakai kartu kredit untuk belanja bulanan. Untuk mengontrol pengeluaran sih.
Kendaraan Rp. xxxxx
BBM& pemeliharaan kendaraan. Jumlahnya berdasarkan pengeluaran bulan lalu.
Total pengeluaran rutin Rp. xxxxx
3. Pengeluaran lain :
Ini pengeluaran belanja belanji. Saya taruh paling akhir, karena untuk saya ini merupakan pengeluaran yang bisa diutak atik (alis jumlahnya bisa disesuaikan).
Donasi Rp. xxxxx
Sumbangan rutin tiap bulan, plus sumbangan untuk melahirkan, perkawinan, kado ultah, dsb. Jumlah bisa berubah ubah, tergantung situasi dan kondisi.
Salon/cosmetic Rp. xxxxx
Baju/Sepatu/tas, dll Rp. xxxxx
Medical Rp. xxxxx
(Meskipun sudah dapat dari kantor – tetap saya anggarkan)
Hobby (DVD, CD) Rp. xxxxx
Entertain Rp. xxxxx
(makan makan, nonton bioskop, dll)
Pulsa Telp Rp. xxxxx
Total Pengeluaran lain Rp. xxxxx
Jadi kalo lagi seret, biasanya angka yang saya utak utik dipengeluaran lain.
Lalu dibawahnya saya buat kolom khusus untuk % masing masing sub pengeluaran.
Berikut list rekap Cash Flow by Meli :
Pendapatan
Gaji
xxxxx
Lain2
xxxxx
xxxxx
Saving
Bank A
xxxxx
Bank B
xxxxx
Etc
xxxxx
xxxxx
Fixed Cost
Asuransi
xxxxx
Arisan
xxxxx
Cicilan
xxxxx
xxxxx
Pengeluaran Rutin
Kartu kredit
xxxxx
Kendaraan
xxxxx
xxxxx
Pengeluaran Lain
Donasi
xxxxx
Salon/Cosmetic
xxxxx
Baju/Sepatu/Tas
xxxxx
Medical
xxxxx
Hobby
xxxxx
Entertain
xxxxx
Pulsa
xxxxx
xxxxx
Total pengeluaran
xxxxx
Sisa dana
xxxxx
Sisa dana tidak boleh minus, bila minus berarti uang tabungan ada yang berkurang untuk menutupi kekurangan.
Berikut saya berikan prosentase pengeluaran, yang secara tidak langsung menunjukkan kemana larinya uang setiap bulan. Disampingnya saya berikan table % berdasarkan qmfinancial. Diusahakan untuk menuju yang advanced.
Prosentase pengeluaran :
QM Financial
Beginner
Advanced
Mine
Saving
xx %
10%
30%
36,00%
Fixed Cost
xx %
30%
30%
31,00%
Pengeluaran Rutin
xx %
40%
20%
17,00%
Pengeluaran Lain
xx %
20%
20%
16,00%
Total
100%
100%
100%
100%
Adapun mine adalah % pencapaian saya sampai bulan ini. Itupun dicapai dengan susah payah. Kadang pengeluaran rutin/pengeluaran lain saya bengkak.
Awal saya buat cash flow ini, saya kaget – ternyata yang bengkak banget pengeluaran lain, kalau ga pengeluaran kartu kredit saya yang bengkak. Jadi saya hanya mau punya kartu kredit yang annual feenya gratis atau yang murah. Kartu yang ada annual feenya saya tutup. Jadi saya harus super duper ngerem. Ga enak banget sih, tapi akhirnya bisa juga.
Diakhir minggu (Sabtu & Minggu) saya cari kegiatan lain (ke tempat ibadah, atau belajar – saat ini saya ikut belajar mandarin dari salah satu perguruan tinggi dari Luar Negri – gratis pastinya), dan menghindari jalan jalan – supaya ga keluar duit.
